Ventura, Ojai, and Camarillo real estate and homes for sale in California - Lorraine and John Burns, REALTORS® Lorraine and John Burns REALTORS(r) for Ventura, Ojai, and Camarillo, California real estate - NUMBER1EXPERTS™ Lorraine and John Burns NUMBER1EXPERTS(tm) for Ventura, Ojai, and Camarillo, California real estate
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Lorraine and John Burns, REALTORŪ, real estate agents and broker for Ventura, Ojai, and Camarillo California home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike!Find out why WE are top real estate experts in Ventura County.Call us at:805-901-8805 for Lorraine &(805) 223-3445 for John.


Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"You are perfect in this occupation"
"Good listener, friendly and courteous"
Vic & Elaine
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Lorraine and John Burns are two of The Top Selling Real Estate Experts™
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Mortgage Prequalification: Ventura, Ojai, and Camarillo California home buying, real estate listings, and homes for sale in Ventura                        County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Ventura Home or Ventura Condo Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: We will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Ventura County Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

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About Your Move
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Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Where is the world's largest wine cellar, and how big is it?

A 
A company in the center of the wine-growing district of South Africa has a cellar that covers an area of 54 acres and has a capacity of 27 million gallons.
See More Real Estate Trivia >



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Lorraine and John Burns, REALTORŪ, real estate agents and broker for Ventura, Ojai, and Camarillo California home listings, property and land for sale - NUMBER1EXPERT(tm)

Lorraine and John Burns
Lorraine - Realty Executives

2953 Telegraph Road
Ventura
CA 93003
Office: (805) 585-0025
Cell: (805) 901-8805
Fax: 866-899-1271
John Direct Line: 805-223-3445
LorraineBurns@NUMBER1EXPERT.com
Lorraine's: LorraineBurns@sbcglobal.net
John's: Smily30@sbcglobal.net

What qualities do YOU want in a Realtor? You need a Realtor who is dedicated, determined and won't quit until you get what you want. Lorraine and John Burns are Realtors with these qualities. For first time home buyers we take you step-by-step through the process of becoming a home owner. For the move-up buyer, we know the market and the value of your home. For out-of-area sellers, we utilize modern technology so you never have to come to Ventura (unless you want to). You can trust us with all your buying and selling needs. Call today to make your dreams come true tomorrow!

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